Recovery of unpaid commercial debts
What is owed
will be pursued.
Aldgate recovers unpaid invoices and commercial debts for UK businesses. The work is formal, measured and true. Matters that do not settle may be escalated to our recovery partner, who can pursue further action including legal proceedings.
Terms in writing before any step. Enquiries are without obligation.
The manner of the House
Quiet, exact, and in earnest.
The same standard governs every letter, every reference and every deadline.
A fixed process, followed exactly
Every matter proceeds through a published sequence of demand, referral and escalation. You will know the stage of your matter at all times.
Escalation that is genuine
Where a valid debt remains unpaid, the matter may be escalated to our recovery partner, who can pursue further action including legal proceedings.
Terms in writing before any step
You receive our terms and the proposed course in writing before anything is done in your name. No obligation arises from an enquiry.
What we do
The recovery of commercial debts, and nothing else.
Instructions are accepted from owners, finance directors and credit controllers of UK businesses.
Recovery of unpaid invoices
For goods delivered and work completed. The balance is pursued from first demand through to settlement, with interest sought where the law allows.
No. 2Formal demand correspondence
Letters before action issued under the Aldgate name state the balance, the deadline and the consequences of continued non-payment.
No. 3Referral for legal escalation
Where demand does not settle the matter, it is referred to our recovery partner, who can issue legal proceedings where the claim is sound.
The name
The eastern gate of the City of London.
Aldgate stood for six centuries where the road from Essex entered the City. Trade passed beneath it or it did not pass at all.
We hold the name to the same standard. A debt owed to your business is not a misunderstanding to be smoothed over. It is an obligation, and obligations are answered at the gate.
The House, and how it worksThe process
Four stages. Settlement at any of them.
Escalation continues only while the balance remains unpaid.
Formal demand
Under the Aldgate nameA letter before action states the balance, the deadline for settlement and the consequences of non-payment.
Referral
Out of ordinary correspondenceThe matter is referred to our recovery partner. The debtor now deals with the process, not with reminders.
Letter of claim
Pre-action protocolThe recovery partner issues a letter of claim under the pre-action protocol. The final step before proceedings.
Proceedings
By the recovery partnerWhere instructed and the claim is sound, proceedings are issued, with interest and costs sought where the law allows.
Any proceedings are conducted by our recovery partner. Aldgate is not a firm of solicitors and does not conduct litigation.
The Aldgate position
Settlement is open at every stage. How far a matter must travel rests with the debtor.
Received a letter from us?
Read it carefully and act by the date it gives. Settlement remains open, and the sooner the matter is addressed, the simpler it stays.
Tell us what is owed, by whom, and since when.
Enquiries are without obligation.
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